Category: Financial Planning

By Donald Albach  Presidential election years act as a crucible of anticipation and uncertainty for investors, prompting a meticulous examination of historical market performance. Understanding how various asset classes, including bonds and real estate, have weathered these pivotal years provides...

Deciphering Market Trends: S&P 500 and Asset Class Performance in Presidential Election Years

By Donald Albach  We at Millstone Financial Group have many reasons to be grateful for this Thanksgiving season. While we often focus on the importance of financial security and planning for the future, Thanksgiving reminds us to appreciate the non-material...

Finding Gratitude This Thanksgiving Season

By Donald Albach  Retirement signifies an exciting and thrilling milestone in your life. However, this transition can also bring a range of financial planning challenges—especially during the initial decade. The early phase of retirement sets the foundation for sustaining your...

Financial Strategies for the First 10 Years of Retirement- Tackling the Top 5 Challenges

By Donald Albach  As you approach retirement, a host of new decisions must be made, and some of the most confusing can be around Medicare. Determining when and how to enroll in Medicare can be a challenging task, even for...

2023-9_What You Need to Know About Your Medicare Plan

By Donald Albach  Making mistakes is an inevitable part of our human experience, and those mistakes often serve as valuable learning opportunities. But when it comes to retirement planning, there’s no room for trial and error. The financial transition into...

2023-6_Reach Your Retirement Future- 5 Common Mistakes to Sidestep

By Donald Albach Remember the last time you listened to a new song or watched a really good movie and just had to tell someone about it? It’s because when we experience something incredible, we want to share it with...

2023-5_Empower Your Friends and Family With the Secret to Financial Success

Everyone wants to leave a lasting legacy for future generations, but how do you shield the wealth you transfer so it can be enjoyed by your heirs? Estate planning and gifting can come with challenges, but with appropriate guidance and...

2023-3_How to Transfer Wealth to the Next Generation

Working towards retirement, you may have a detailed plan on how to manage your finances so that you have enough saved by the time you leave the workforce. With no external income coming in, there will be a new rulebook...

Thinking About Retirement? The Basics of Financial Literacy Are Your North Star Millstone Financial Group

You’ve probably had a daily routine for most of your life – from tying your tie and greeting your coworkers to loosening that tie when you get home. When thinking about retirement, not only does your daily routine change but...

Making the Switch to Paying Yourself Millstone Financial Group

During your saving years, your main goal is to accumulate wealth so that you have the resources to achieve a comfortable retirement. But that is just half the battle. How you use your savings to cover your living costs is...

Does the 4% Rule Really Work? Millstone Financial Group