Category: Financial Planning

During your saving years your main goal is to accumulate wealth so that you have the resources to achieve a comfortable retirement But that is just half the battle How you use your savings to cover your living costs is...

Does the 4% Rule Really Work? Millstone Financial Group

For decades the name of the personal finances game has been an asset or equity growth High growth tech stocks grew to dominate the market some of which have grown to be among the largest companies in the world And...

Rediscover the Value of Yields in Tough Markets Millstone Financial Group

When the winter season comes around you ll likely have to adjust your routines and prepare for the cold If you re in colder states you may be looking to purchase a new winter coat or snow boots or skiing...

A Financial Advisor Can Prepare You for A Wintery Market Millstone Financial Group

Saving for retirement is a long term endeavor It s not about finding the next hottest stock or trying to get rich quickly It requires a different perspective on your wealth and income that accounts for your needs in different...

5 Key Components to the Retirement Bucket Strategy Millstone Financial

In 1960 a gallon of conventional whole milk was 31 cents and today it s $4 21 on average 1 A few dollars might not seem like much but that s a 1 258 increase Now that we re seeing...

Inflation and a Gallon of Milk Millstone Financial

We feel that there s no doubt that people have been feeling the effects of inflation on their wallets Everything from food to gas to home repair products seems to be increasing every day Federal Reserve Chairman Jerome Powell is...

Inflation Finds its Way to Your Wallet Millstone Financial

If you ve followed markets or financial news especially in the past few years you may have come across the term fear of missing out commonly abbreviated to FOMO When markets keep going up FOMO can start to creep in...

Don’t Succumb to the Fear of Missing Out Millstone Financial

This 4th of July you may be throwing a party watching fireworks barbequing something good or all the above But what remains important is that you can do all that with family and loved ones Last year on the 4th...

Retirement Requires a New Perspective on Wealth and Income Millstone Financial

We believe many people feel ready to retire but fewer are financially ready to do so It s one thing to feel you ve accomplished enough in your career or even that you ve saved enough but it s another...

You’re Ready to Retire – But Are Your Finances? Millstone Financial

You might have been aiming to save a certain amount for retirement 8211 and maybe you ve already achieved that goal But considering inflation an unpredictable market and a lack of guaranteed income once your paycheck stops you might be...

Why Today’s Retirees Might Fear Running Out of Money Millstone Financial