By Donald Albach
Remember the last time you listened to a new song or watched a really good movie and just had to tell someone about it? It’s because when we experience something incredible, we want to share it with those we are close to. Experiencing the rewards of working with a trusted financial advisor is one of those instances. We feel the biggest “secret” to achieving financial success is working with a financial advisor. And despite the popular myth, financial advisors are not just for those with a lot of money. Many advisors work with clients with all kinds of unique situations to help them pursue the future they want.
If you’ve worked with a financial advisor before, you probably remember that first meeting being a little stressful. After all, you feel like you’re sharing your whole life with this person. But as time goes on, you begin to realize the incredible benefits that can come with working with someone who not only has the knowledge to make informed suggestions about your money but cares about your future hopes and dreams.
Now, more than ever, people are looking at their financial situation with fear and uncertainty. Don’t let that be you or those close to you. At Millstone Financial Group, we are dedicated to offering solutions built on trust and integrity.
Are your friends and family ready to take the first step toward financial confidence by working with an advisor?
When a Financial Advisor Can Help
Even if your friends or family feel confident in their finances, they may not realize the common mistakes they’re making or the investment opportunities they’re missing out on. A financial advisor can look at every piece of your finances and help you understand the larger picture of how to achieve true financial security.
A financial advisor can help you navigate common life events, like:
- Significant changes to income
- Marriage or divorce
- Buying or selling a house
- Having a child
- Planning for higher education
- Severe disability or illness
- Passing of a spouse
- Transition to retirement
- Questions about investments
- Questions about insurance
- Questions about tax-management strategies
- Legacy planning for heirs
Choose Your Advisor Carefully
It’s never too late to hire an advisor, and no matter what season of life you’re in, you can reap the benefits an advisor provides. That being said, hiring the right advisor is a task that should not be taken lightly. There are many different certifications, designations, and licenses in the financial services industry, each with their own education and experience requirements. Be sure you know exactly who you’re hiring before signing on the dotted line.
The CFP® certification is commonly regarded as the industry gold standard, but CFA®, Chartered Investment Counselor (CIC), and Chartered Financial Consultant® (ChFC®) are also highly sought-after designations.
Do You Know Someone We Can Help?
When you choose to work with Millstone Financial Group, you become one of our family—and we’re fiercely loyal about family. Our goal is to help you feel you and your loved ones can rely on us to help pursue financial confidence and peace.
If you know someone who would benefit from working with a financial advisor, we are ready to meet them. Schedule a complimentary consultation by calling (732) 385-8544 or emailing dalbach@millstonefinancial.net.
About Don
Donald Albach is President and Co-Founder of Millstone Financial Group, an independent financial advisory firm helping pre-retirees and retirees pursue their retirement goals. Don has over 26 years of experience in the financial industry and focuses on retirement planning, designing retirement income planning strategies to guide his clients toward financial independence. Don graduated from Norwich University, the nation’s oldest private military college, and has worked his entire career in the financial services industry, including First Boston, MetLife, and C&A Financial Group. He co-founded Millstone Financial Group in 2012 with Michael Russo. Don and Mike met each other while working at MetLife, and in 2003 both he and Mike were recruited to work at C&A Financial Group, where they spent the next 10 years. It was at C&A Financial Group where they decided they needed to start their own company that strictly focused on retirement income planning. They both had a desire to help people navigate the complexities of retirement and created Millstone Financial to do just that. Don currently lives in Monroe Township, NJ, with his wife, Tina, to whom he has been married since 1992. They have three children together: Paige, Donny, and Ally. Don’s two passions are sailing and watching college football, and he also enjoys cooking Sunday dinner for his family. To learn more about Don, connect with him on LinkedIn.
Advisory services are offered through Millstone Financial Group Limited Liability Company, a Registered Investment Advisor in the State of New Jersey. Insurance products and services are offered through Millstone Financial Group Limited Liability Company. Millstone Financial Group Limited Liability Company is not affiliated with or endorsed by the Social Security Administration or any government agency.
All material discussed is for informational purposes only. Opinions expressed are solely those of Millstone Financial Group Limited Liability Company and staff. All topics covered are believed to be from reliable sources; however, Millstone Financial Group Limited Liability Company makes no representations as to its accuracy or completeness. Investing involves risk including the loss of principle.
This article shall in no way be construed as a solicitation to sell securities or investment advisory services to residents of any state other than New Jersey, or where otherwise permitted. All information and ideas should be discussed in detail with your individual adviser prior to implementation.
This material is intended to provide general financial education and is not written or intended as tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.
